Smoker vs. Non-Smoker Rates for Life Insurance

Many Smokers who are trying to get Life Insurance have no idea what the difference in the Rates will cost them just because they smoke.

Look at the difference between Non-Smoker and Smoker Rates!

  • Amount of Coverage….$100,000
  • Gender……………………….Male
  • Age……………………60
  • State of Residence…TX
SAMPLE ILLUSTRATION Preferred Plus Preferred
NonTobacco
NonTobacco Preferred Tobacco Tobacco
Premier 10 Year Term – CS6 $392.00/
$34.50
$480.00/
$42.24
$698.00/
$61.42
$1,218.00/
$107.18
$1,802.00/
$158.58
Premier 15 Year Term – CS6 $476.00/
$41.89
$582.00/
$51.22
$793.00/
$69.78
$1,494.00/
$131.47
$2,066.00/
$181.81
Premier 20 Year Term – CS6 $652.00/
$57.38
$766.00/
$67.41
$1,089.00/
$95.83
$2,062.00/
$181.46
$2,495.00/
$219.56
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About robertjrussellcompanies

Robert has been helping individuals and business owners since 1985 and the Robert J Russell brand has spread to over 260 Licensed Insurance Agents/Brokers and over 40 Licensed Realtors all over the United States. * find out about me - visit http://www.robertjrussellcompanies.com
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