Monthly Archives: December 2015

Real Estate is an Investment

Up until last year, it looked like the real estate market was on a tear. Existing home sales, which comprise about 90 percent of the residential housing market, and housing starts both surged to eight-year highs in June, and the … Continue reading

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Effectiveness of Wellness Programs

  In the midst of questions about the effectiveness of wellness programs, one advocate for such programs says the results of a recent survey show that wellness initiatives greatly reduce the risk that a person’s chronic condition will go undiagnosed. … Continue reading

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Protecting your financial documents

Protecting your financial documents may be far from your mind when a natural disaster strikes, but it’s one of the most important factors to consider, say the Independent Community Bankers of America© (ICBA). “While the first priority is the safety … Continue reading

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Google is NOT your doctor

Google hasn’t quite replaced the doctor yet. A recent study out of Harvard Medical School finds that the web isn’t a very good way to figure out what ails you. The study showed that even sites touted as sophisticated symptom-checkers … Continue reading

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Your wall is breaking with health exchange roots

Agents may using, running and competing with exchange programs all at the same time. Private health insurance exchange programs may be a little closer to pecking their way out of the egg shell. In recent weeks, health insurance company executives … Continue reading

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Travel Fees You Don’t Know About

Ever been on a trip and wondered if you were overcharged for Wi-Fi service or even departure taxes? You don’t want to be strapped for cash when it comes to these often-overlooked fees. Make sure you include these 11 items … Continue reading

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Home Staging: Pro Tips for Appealing to the Senses

Staging a home for sale is all about inspiring your buyer, and their senses are the avenue by which you connect with them. French novelist Honoré de Balzac once wrote “love is the poetry of the senses,” and specifically touching … Continue reading

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Earnest Money Is Not “Consideration”

Earnest money is not “consideration” for the TREC (Texas Real Estate Commission) contracts. Consideration is a legal concept that describes something of value given in exchange for a performance or a promise of performance. The presence of consideration distinguishes contracts … Continue reading

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7 Mistakes You Don’t Want to Make When You Are on Your Own

Going from college to first job and apartment can be a huge transition. These steps will help any new grad take care of immediate responsibilities, while still keeping an eye on the future. You’ve got your first real job and … Continue reading

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20 Cities that Americans are moving To and From

Americans have historically taken risks to seek a brighter future. Job opportunities, affordable housing, family and quality of life issues — including weather, crime, outdoor recreation opportunities — all are reasons United States citizens of all ages decide to move … Continue reading

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