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Monthly Archives: April 2016
Crazy TAX LAWS around the world
Imagine that you have a client that works as a professional clown. In this imaginary scenario, your client would want to know that his clown uniform, from the oversized shoes to the red nose, is deductible from his tax return. … Continue reading
The annuity 99% of clients should avoid (and one that’s better)
It’s naïve to assume that Jane Bryant Quinn, who writes monthly columns for AARP Bulletin and AARP.org, would pass up the opportunity to caution folks against certain types of annuities; and she does so in both the book and an interview … Continue reading
Consumers lose confidence in home prices
Fewer Americans believe that home prices will increase over the next twelve months according to a survey by Fannie May. Its Home Purchase Sentiment Index increased 1.2 per cent to 82.7 in February but the share of respondents who expect … Continue reading
How Can an Income Annuity Protect Against the Risk of Living Too Long?
The purpose of an annuity is to protect against the financial risk of living too long…the risk of outliving retirement income…by providing an income guaranteed* for life. In fact, an annuity is the ONLY financial vehicle that can systematically liquidate … Continue reading
Email communication is still number 1
There’s good news for real estate email marketers – Americans are obsessed with email! A study by Adobe Systems, published in Forbes magazine, states that adults spend over six ours a day checking email. Study participants say they check email “around … Continue reading
Former UnitedHealthcare CEO Bob Sheehy is rejoining the marketplace with his latest endeavor: Bright Health, a new health insurance startup. As co-founder and CEO, Sheehy has secured $80 million in funding from venture capitalists and is eyeing PPACA exchanges and … Continue reading
Sandy Beach Home in Ecuador
Try to imagine miles of beautiful, sandy beach on the Pacific Ocean. Colorful fishing boats at one end, and parasailers soaring along with the pelicans and frigate birds at the other. Offshore, you may even get a glimpse of a … Continue reading
Rise in Mortgage Applications!
Mortgage apps jump 10 per cent Mortgage applications jumped in the week ending April 8 according to the Mortgage Bankers’ Association. Its Market Composite Index was up 10 per cent on both an un-adjusted and seasonally-adjusted basis compared to the … Continue reading
California makes a move to keep first time home buyers
This state has just announced a big boost for first-time buyers First-time buyers in California have just been given a boost to their dreams with increased income limits for eligibility for CalHFA Conventional mortgages. The announcement from the California Housing … Continue reading
Thunderstorm Predictions
Thunderstorms can occur year-round, and we have started the first of the two seasons — spring and summer — that they are most likely to occur. Amelia, Ohio-based specialty residential insurer American Modern Insurance Group, a subsidiary of Germany-based Munich Re, … Continue reading