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Monthly Archives: November 2016
Economic Forecasts and Market Timing – Do you know the Difference?
We all know market timing doesn’t work, but what if we don’t know when market timing is being a stealthy sneak? What if we’re using it and don’t even realize it? This interesting dilemma came out of a series of … Continue reading
Living in Portugal
Imagine living in a chic, historic European city with a vibrant restaurant scene, a seaside ambience, mild weather, friendly locals, and great (and inexpensive) food and wine. That description fits Porto, Portugal’s second-largest city, to a “T.” And, after spending … Continue reading
How Long Do I Need Term Insurance?
The easy answer to drop your term life insurance is when you goal for that plan is met. For example, if you purchased the plan to cover a 30 year mortgage and paid it off early and have no further … Continue reading
National Coalition for Self Employed
Our Mission The National Coalition for the Self Employed was started to assist employees to transition from a employee to a self employed individual and to teach these passionate people how to develop and foster a profitable and rewarding business … Continue reading
Home sales in the first six months of 2016 increased 4.2 percent
The recently released ATTOM Data Solutions 2016 U.S. Natural Hazard Housing Risk Index found that home sales in the first six months of 2016 increased 4.2 percent from the same time period a year ago in the bottom fifth of … Continue reading
What Happens if you cancel your Term Life Insurance?
The premium for a term policy is guaranteed for a certain number of years. If you cancel the policy prior to the end of that term you will have paid slightly more for the coverage than was necessary. Few term … Continue reading
The rules about Drones
Transportation Secretary Anthony Foxx and the FAA Administrator Michael Huerta recently announced the implementation of the first operational rules for routine non-hobbyist use of small unmanned aircraft systems (UAS or “drones”). The regulations on June 21, 2016 are officially in … Continue reading
When Do Immediate Annuity Payments Begin?
I asked this question to David Pipes in Fresno, California and here is what he said: ” Generally speaking the annuity payment starts within one year of making the deposit. Otherwise it is called a “deferred annuity.” Annuity payments come … Continue reading
Residential Construction Spending Up
NAHB analysis of Census Construction Spending data shows that total private residential construction spending for July registered a seasonally adjusted rate of $445.5 billion, slightly up from the June downwardly revised estimate. The monthly gains are largely attributed to the … Continue reading
Which Policy provides Cash Value
Term Insurance does not provide Cash Value. There are two types of life insurance, term life insurance and permanent life insurance. Term insurance has no cash value with an exception of a return of premium rider at the end of … Continue reading
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