Author Archives: robertjrussellcompanies

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About robertjrussellcompanies

Robert has been helping individuals and business owners since 1985 and the Robert J Russell brand has spread to over 260 Licensed Insurance Agents/Brokers and over 40 Licensed Realtors all over the United States. * find out about me - visit http://www.robertjrussellcompanies.com

3 Factors Threatening the Nursing Home Liability Market

With ample capacity in nursing home and long-term care liability insurance, competition remains strong among carriers. However, clouds have been gathering on the horizon, with the convergence of three separate events threatening to create a perfect storm in the marketplace. … Continue reading

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Why Your Employees’ Driving Record Can Be a Reflection on Your Company

You’ve seen it before – a good employee makes a horrible decision in his or her personal vehicle. What are the implications for your company if the employee’s license is revoked, cancelled, or suspended due to alcohol, controlled substance or … Continue reading

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Coinsurance and Blanket Limits in Commercial Property Insurance

Flynn has been investing in commercial real estate for some time now. He owns, under his real estate corporation, over 50 buildings located in the city, as well as the nearby suburbs. His real estate portfolio consists primarily of leased … Continue reading

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An Attitude of Success

Can you picture yourself living your dream? Some people will tell you that getting a clear vision of your success is all you need to do to realize it. By now, you probably know there’s a lot more to it. … Continue reading

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Help After Harvey

Help after Harvey My home was damaged by Harvey: A quick guide on filing claims, deadlines, and resources. My car was flooded: Answers to common questions if your car is flooded. Get help in person: Visit a mobile unit location … Continue reading

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Top 100 P&C Groups – 2016

2016 RANK 2015 RANK GROUP NAME NET PREMIUMS WRITTEN 2016 PERCENTAGE GROWTH COMBINED RATIO 2016 COMBINED RATIO 2015 1 1 State Farm Mutual Automobile Ins. 62,365,585 5.08 108.70 103.30 2 2 Berkshire Hathaway Inc. 38,782,982 9.06 95.00 93.44 3 3 … Continue reading

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15 Cities where rent has increased in 2017

In the decade since the housing market bubble rocked the economy, the homeowners’ market has felt the tides change. While home prices across the country have risen, the market for renting has surged — in large part due to millennials, who … Continue reading

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What happens when a renter dies on the property….

It may be difficult for a property owner to recoup cleanup costs after a renter has died on site. Here, AAA Crime Scene Steam and Clean worker Carol Oguri and owner Kathie Jo Kadziauskas work on a Los Angeles condominium … Continue reading

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Best and Worst States for Life Expectancy

After you read this, please comment on where you live…. In the U.S., the county in which you live can add — or subtract — as much as 20 years, or even more, from your lifespan. The U.S. doesn’t just … Continue reading

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Insurance Call Centers

The insurance industry has been plagued with call-center problems for the better part of a decade. Consider the 2008 report from Genyses Worldwide, “Customer Service Strategies for the Insurance Industry,” which found that mishandled policyholder phone calls was a leading … Continue reading

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