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Author Archives: robertjrussellcompanies
15,000 real estate agent jobs at risk
The real estate industry is one of the sectors identified as at risk from job losses according to a report by CareerBuilder and Emsi. The strong US economy will continue to add jobs with 5 per cent more roles in … Continue reading
TrumpOCare?
Donald Trump is often accused of stretching the truth or making things up about virtually every topic he discusses, so it’s no surprise that experts would find fault in one of his favorite claims on health care. In a column Sunday … Continue reading
Freddie expects higher home prices, questions buyers’ confidence
Freddie expects higher home prices, questions buyers’ confidence Home prices are expected to continue higher according to the latest economic outlook from Freddie Mac. Amid improving signs for the economy, 1.9 per cent this year and 2.3 per cent in … Continue reading
Why does homeowners insurance go up?
Many homeowners’ policies have a provision that adjusts the amount of coverage each year to reflect the increases in cost of construction. This will add about 3% to the premium each year. Your home ages by one year every year. … Continue reading
Boomers’ retirement plan is millennials paying rent
Pete Pollinger and his wife, Julie, are relocating from Boca Raton to Melbourne, a city of about 70,000 on Florida’s Space Coast, named for its proximity to NASA rocket sites at Cape Canaveral and the Kennedy Space Center. They weren’t just … Continue reading
When does Employer Paid Group Term Life Insurance become taxable?
If the amount of employer paid term life insurance is $50,000 or below, the value of the employer paid policy is not treated as taxable income to the employee. When the amounts of coverage exceed the $50,000 threshold then that excess amount … Continue reading
Foreclosure Protections
The Consumer Financial Protection Bureau announced in August that it had finalized new measures designed to expand foreclosure protections – but industry leaders are already warning of “unintended consequences.” The new rules require servicers to provide certain borrowers with foreclosure … Continue reading
Ask Robert J Russell – Annuities
Question: Does Wells Fargo have Annuities? Answer: Wells Fargo bank refers their business in annuities to many Life Insurance companies and agencies. So you are not directly purchasing an annuity insurance contract from them directly. Just like their insurance companies … Continue reading
Rent of $350 and a Relaxing Life in Beach-Town Ecuador
Ecuador’s coast draws people from around the world who are looking to enjoy sun-drenched beaches, crystal-blue waters, and wildlife—including humpback whales during their seasonal migration. You can find all of these things nearly anywhere you visit where the waters of … Continue reading
Are Accidents Covered with Life Insurance?
Life Insurance covers death by accident as well as death by natural causes. If the accident was random (an “act of God”, such as being struck by lightning) or related to a health condition (such as hitting a pole while … Continue reading
Posted in North Carolina Insurance, North Dakota Insurance
Tagged accident, insurance, life insurance
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