Author Archives: robertjrussellcompanies

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About robertjrussellcompanies

Robert has been helping individuals and business owners since 1985 and the Robert J Russell brand has spread to over 260 Licensed Insurance Agents/Brokers and over 40 Licensed Realtors all over the United States. * find out about me - visit http://www.robertjrussellcompanies.com

Retirement Planning

If you’ve spent any time researching retirement planning, you’ve probably heard about the bucket approach. Essentially, bucketing is an income strategy that involves breaking your portfolio apart into three segments so that the cash you’ll need soonest (short term) is … Continue reading

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What is going on in New Home Sales……

New home sales dropped last month Sales of new homes fell in May following a strong April. The figures from the HUD and Census Bureau shows a 6 per cent drop to 551,000 units on a seasonally-adjusted annual rate basis. … Continue reading

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Avoid Beneficiary Mistakes

Naming who should get the life insurance money after you die sounds simple, but designating beneficiaries can get tricky. Mistakes are common, financial advisers say — and they can be heartbreaking and expensive. When mistakes are made “you’re not creating … Continue reading

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Should I Focus on Just the Exterior of the House

The payback on some home remodeling projects is on the way up according to Remodeling magazine, which puts out an annual survey comparing the cost of home upgrades with their return at resale. But which improvements fare best, and where … Continue reading

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What is the positive’s for mandatory health insurance?

With all of the misinformation that has been spread about the Affordable Care Act (Obamacare) it has been difficult to figure out what is true, and what isn’t. As you know, the Act mandated health care for everyone. The reason … Continue reading

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Women made up 32 per cent of primary borrowers

A survey of millennial mortgage borrowers shows that women made up 32 per cent of primary borrowers and are more likely to be single than male borrowers. “We are seeing a significant difference in marital status between male primary borrowers … Continue reading

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How are Prescription Drugs covered under Medicare Plans?

In today’s marketplace, if you have/want to purchase a Medigap plan and want prescription drug coverage, you would need to enroll in a stand-alone Part D plan. These can be set-up during the annual enrollment period (AEP) or if/when you … Continue reading

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Don’t ASS-U-ME

Ever heard that if you assume – you are making an ASS out of U and Me? If we really look into this mistake, it becomes clear why agents miss out on so much business. Working with as many agents … Continue reading

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Long Term Care Insurance

Just about everyone knows about nursing homes. All long-term care (LTC) planning advisors know something about assisted living care, home health care, homemaker services and family care. Some LTC planners may have gaps in their knowledge about another major source … Continue reading

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Gated Communities can increase your home value

Homes in gated communities command significantly higher prices – almost $30,000 on average – but these neighborhoods’ additional amenities can also reduce sale prices because they bring maintenance costs that outweigh the benefits of the amenities, according to recent research … Continue reading

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