Author Archives: robertjrussellcompanies

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About robertjrussellcompanies

Robert has been helping individuals and business owners since 1985 and the Robert J Russell brand has spread to over 260 Licensed Insurance Agents/Brokers and over 40 Licensed Realtors all over the United States. * find out about me - visit http://www.robertjrussellcompanies.com

Retirement Planning Made Simple

Many people looking towards retirement are finding how much things have changed through the years. Clients’ time horizon until retirement is just one of the factors they need to review along with estimating how much they may need to retire. … Continue reading

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IRS gives double tax benefits of health FSAs a boost

As we start 2016, many clients are gearing up for a potential reduction in covered health benefits as employer-sponsored health plans are modified and insurers have begun cancelling coverage in anticipation of the Patient Protection and Affordable Care Act (PPACA) … Continue reading

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2 Social Security changes and their effect on retirement income

The Bipartisan Budget Act of 2015 was signed into law on November 2, 2015. The act first and foremost raised the federal debt limit, preventing a default on our National Debt. However, there are many other items of note in … Continue reading

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Home of the Future or the Present?

The home of the future doesn’t just live in science fiction anymore. You can own it today. Better yet, it doesn’t require thousands of dollars or long construction times. Home automation is available and affordable thanks to wireless Internet and … Continue reading

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Changes to Medicare

 Are you aware of these changes? Although Medicare Supplement policies will cease covering the Medicare Part B deductible for those enrolling in Medicare on or after January 1, 2020, state insurance departments are reporting that some Agents have begun telling … Continue reading

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Wrongfully committing someone to mental health facility

Committing someone to a mental health facility against their will is never an easy thing to do. But if they’re truly ill, then they need to get help. If it turns out that they weren’t ill, then you can have … Continue reading

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What time does your client’s termination-option period end?

QUESTION:  I know my buyer’s termination option ends on Thursday, but at what time? ANSWER: The termination option ends at 5 p.m. local time to where the property is located. The Texas Real Estate Commission revised its contracts effective January … Continue reading

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Do you value your time enough?

Insurance agents and owners never have enough time. Never, in all of my years of speaking with insurance agents have I heard the phrase, “I have way too much extra time right now, what should I do?” There is a good … Continue reading

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The Exciting World of #Insurance

The Exciting World of Insurance. Check this out – might be worth reading!

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Words that will KILL your resume!

1) Tie words to actual results. Link your skills to specific results that demonstrate your competence. Figure out how all these buzzwords describe you and give the detail through which a reader will come to the conclusion you want. For … Continue reading

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