Author Archives: robertjrussellcompanies

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About robertjrussellcompanies

Robert has been helping individuals and business owners since 1985 and the Robert J Russell brand has spread to over 260 Licensed Insurance Agents/Brokers and over 40 Licensed Realtors all over the United States. * find out about me - visit http://www.robertjrussellcompanies.com

2016 – Top 5 Trends to be on the look out for

In 2015, an improving economy wasn’t enough to allay the concerns of business owners and HR professionals. Stagnant wages, continued high benefits costs and regulatory uncertainty combined to make both employers and employees skittish about the future. But the underlying … Continue reading

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Getting to Know You

Here is an exercise that I would like everyone to participate that reads this. Simply reply with your answers – it will be fun! 1.          Age: 2.          Biggest fear: 3.          Favorite time … Continue reading

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Seniors Pay More for Rx Drugs…..

Many seniors pay much more for prescription drugs than Medicare Part D’s $4,700 catastrophic coverage threshold might suggest. A new study by the Kaiser Family Foundation finds that many seniors who take expensive drugs for arthritis, hepatitis C, multiple sclerosis … Continue reading

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Renters Struggle to Pay Rent

Nearly half of renters in the U.S. are struggling to afford their monthly payments. Click here for help! Of those, more than 26% are “severely cost burdened” and spend more than half of their income to cover rent. Here’s the … Continue reading

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Best (and worst) Dental and Vision Carriers

UnitedHealthcare, the nation’s largest insurer, does not get top marks from consumers for its core product: Health insurance. According to the American Consumer Satisfaction Index, five of UnitedHealthcare’s major rivals –– Humana, Kaiser Permanente, Blue Cross Blue Shield, Anthem and Aetna … Continue reading

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Mortgage Applications on the Rise

Mortgage applications higher last week Mortgage applications for the week ending Dec. 4 increased according to the latest data from the Mortgage Bankers Association. The Market Composite Index increased 1.2 per cent on a seasonally adjusted basis from one week … Continue reading

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New Homeowners Projects to Knock Out

You just became a homeowner—congratulations! In between the oh-my-gosh-I-have-a-mortgage feeling and the pile of empty pizza boxes (you have yet to unpack your cookware), new homeowners may be making a mental list of all the things you’re going to do … Continue reading

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Selecting the Right TeleHealth Service

Seventy-four percent of employers plan to offer telehealth in 2016, up from just half in 2015! The rapid adoption of telehealth is typically credited as being driven by health care providers, but it’s actually employers who are leading this charge. … Continue reading

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A foreign buyer can bring complications to a real estate deal

If you find a foreign buyer for your property, you may be concerned that selling to a non-U.S. citizen might complicate the closing process. Will additional paperwork be required? Will there be problems with clearing the buyer’s funds? Are there … Continue reading

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Let’s test your financial literacy

New research from AllianceBernstein, an investment manager with off-the-shelf and customized target-date fund solutions for 401(k) plans, shows that defined contribution participants’ financial literacy is slipping. That may be the key contributor to what the investment firm describes as a … Continue reading

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