Category Archives: Insurance

How Trump could crush the ACA without a repeal

Posted on November 17, 2016 by robertjrussellcompanies

President-elect Donald Trump is in a strong position to destroy the Affordable Care Act himself when he takes office in two months. While the complexities of creating a law to repeal and replace Obamacare appear to be causing headaches among … Continue reading →

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insurance employment changes

Posted on November 16, 2016 by robertjrussellcompanies

In this crazy economy, it’s always a good idea to keep an eye on job numbers. For the insurance industry, new competitors, an aging workforce, online sales and rapidly emerging technologies are added reasons to pay attention to employment data. Employment … Continue reading →

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How Long Do I Need Term Insurance?

Posted on November 8, 2016 by robertjrussellcompanies

The easy answer to drop your term life insurance is when you goal for that plan is met. For example, if you purchased the plan to cover a 30 year mortgage and paid it off early and have no further … Continue reading →

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When Do Immediate Annuity Payments Begin?

Posted on November 4, 2016 by robertjrussellcompanies

I asked this question to David Pipes in Fresno, California and here is what he said: ” Generally speaking the annuity payment starts within one year of making the deposit. Otherwise it is called a “deferred annuity.” Annuity payments come … Continue reading →

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Halloween Home Horrors

Posted on October 31, 2016 by robertjrussellcompanies

Halloween is all fun and games until a trick-or-treater trips, knocks over your jack-o-lantern, and sets your front porch on fire. Fortunately, most homeowners insurance policies cover these common Halloween home mishaps: Tricksters damage your home. Standard homeowners policies cover vandalism, such as … Continue reading →

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Does Health Insurance pay for Dental Implants?

Posted on October 29, 2016 by robertjrussellcompanies

Health insurance does not cover dental implants unless there is an accident and severe damage to teeth. If you are looking for Dental Insurance – visit my website to see how many companies and plans are available. Dental insurance may … Continue reading →

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Benefits are Exploding!

Posted on October 25, 2016 by robertjrussellcompanies

With all of the changes in Benefits and Healthcare – one of the biggest changes that people are seeing are their benefits on the job as well as benefits being self-employed. Even as companies have pared back core benefits in … Continue reading →

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Seguro de Automovil Espanol

Posted on October 23, 2016 by robertjrussellcompanies

Serving the Hispanic Community in Texas Las Tasas de seguros de automoviles mas asequibles para personas con o sin una licencia de conducir. CLICK HERE

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Your business has major liabilities that need to be addressed

Posted on October 17, 2016 by robertjrussellcompanies

Are you prepared for the unexpected? What about your business? Whether you manage a whitewater rafting excursion, a horseback-riding stable or a hunting grounds, it can be all fun and games until someone gets hurt — or dies. Simply put, your business … Continue reading →

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What Are Typical Rates For Life Insurance?

Posted on October 11, 2016 by robertjrussellcompanies

Here are some sample rates for you: $10/month $100/month $1000/month $10,000/month Hmmm. Clearly, more information is needed. Face amount? Guarantee period? Gender? State of residence? Smoker status?Underwriting class? You want to know something interesting? You could have two people born … Continue reading →

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