Category Archives: Insurance

Thunderstorm Predictions

Thunderstorms can occur year-round, and we have started the first of the two seasons — spring and summer — that they are most likely to occur. Amelia, Ohio-based specialty residential insurer American Modern Insurance Group, a subsidiary of Germany-based Munich Re, … Continue reading

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Update on State Farm

State Farm Mutual Automobile Insurance Co., the largest U.S. property-casualty insurer, said 2015 profit rose 48% on investment gains tied to pharmaceutical holdings. Net income increased to $6.2 billion from $4.2 billion in 2014, the Bloomington, Illinois-based company said Friday … Continue reading

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Retirement and Life Insurance

Many younger people never consider how life insurance could be important to them until it is time for retirement. We will explore how life insurance and retirement go hand in hand. If retirement is on your horizon, consider the many … Continue reading

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Life Insurance Terms and What Do They Mean

When you’re scanning through options for life insurance and trying to decide which type is right for you, it’s likely that you’ll come across a lot of unfamiliar terms, especially if financial planning isn’t your forte. Luckily there are lots … Continue reading

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Don’t overlook employee assistance programs

The theme for this month came from a real-world situation that brought home the value of an easily overlooked benefit — employee assistance programs. In fact, I’ve overlooked mentioning EAPs in this column even though management of our EAP service … Continue reading

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Few employers expect to save money on private exchanges

Those in the fast-growing private health insurance exchange business have some work to do to overcome doubts about how much money they\’ll end up saving employers. Many have already bought and have found tremendous savings at http://www.UnitedStatesInsuranceMarketplace.com. That’s one of … Continue reading

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More than 10.1 million paid disability last year

More than 10.1 million people were paid disability benefits under the Social Security Disability Insurance program in 2012, 2.5 percent of whom were disabled widows or widowers. According to the most recent report from the Social Security Administration, awards to … Continue reading

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Employers ignoring PPACA wellness incentives

Few employers seem interested in taking advantage of the wellness incentives of the Patient Protection and Affordable Care Act. That was one of the key findings of a study released Monday by Virgin HealthMiles and Workforce magazine. Nearly 10,000 employees … Continue reading

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Nurses are important for hospitals

Photo: Getty There’s a reason why nursing is such a promising field to enter: You can never have too many of them. A new study reaffirms that principle, finding that hospitals with lower nurse-to-patient ratios have significantly lower mortality rates … Continue reading

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IRS gives double tax benefits of health FSAs a boost

As we start 2016, many clients are gearing up for a potential reduction in covered health benefits as employer-sponsored health plans are modified and insurers have begun cancelling coverage in anticipation of the Patient Protection and Affordable Care Act (PPACA) … Continue reading

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