Category Archives: Insurance

Disgrace Insurance?

Modernized Disgrace Insurance Addresses “Bad Behavior” in the Internet Era Whether it’s a studio securing an A-list actor for a high-budget film, a sports team landing a marquee player, or a manufacturer hiring a celebrity spokesperson, having a superstar personality … Continue reading

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Lower Health Plan Expenses and Reduce Liabilities

Public entities trying to meet the ballooning costs of employee and retiree health benefits face a continuous battle to control those costs and lower their claims experience. However, a multi-pronged strategy that explores both alternative insurance structures and administrative enhancements can … Continue reading

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At What Age Does Life Insurance Expire?

It really depends on the type of life insurance policy you have. On term life policies they have a guaranteed level premium for a certain period. Most common are 10-20-30 years. The policy does not necessarily expire on the date … Continue reading

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4 Things to Add to your Car Insurance

Sometimes surprises can be very costly. There are bad surprises—like when your new shirt shrinks in the wash. And there are good surprises—like when you find $20 in your pocket. Here are four optional car insurance coverages you may have, … Continue reading

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Add These Tasks to your To-Do List

Your home is likely your biggest investment, and it requires routine preventive maintenance to keep it in good shape. Some to-dos can be tackled once a year, while others should be carried out on a monthly basis. Here’s a list of … Continue reading

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Why Your Employees’ Driving Record Can Be a Reflection on Your Company

You’ve seen it before – a good employee makes a horrible decision in his or her personal vehicle. What are the implications for your company if the employee’s license is revoked, cancelled, or suspended due to alcohol, controlled substance or … Continue reading

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Help After Harvey

Help after Harvey My home was damaged by Harvey: A quick guide on filing claims, deadlines, and resources. My car was flooded: Answers to common questions if your car is flooded. Get help in person: Visit a mobile unit location … Continue reading

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Top 100 P&C Groups – 2016

2016 RANK 2015 RANK GROUP NAME NET PREMIUMS WRITTEN 2016 PERCENTAGE GROWTH COMBINED RATIO 2016 COMBINED RATIO 2015 1 1 State Farm Mutual Automobile Ins. 62,365,585 5.08 108.70 103.30 2 2 Berkshire Hathaway Inc. 38,782,982 9.06 95.00 93.44 3 3 … Continue reading

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What happens when a renter dies on the property….

It may be difficult for a property owner to recoup cleanup costs after a renter has died on site. Here, AAA Crime Scene Steam and Clean worker Carol Oguri and owner Kathie Jo Kadziauskas work on a Los Angeles condominium … Continue reading

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Best and Worst States for Life Expectancy

After you read this, please comment on where you live…. In the U.S., the county in which you live can add — or subtract — as much as 20 years, or even more, from your lifespan. The U.S. doesn’t just … Continue reading

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