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Category Archives: life insurance
What Happens if you cancel your Term Life Insurance?
The premium for a term policy is guaranteed for a certain number of years. If you cancel the policy prior to the end of that term you will have paid slightly more for the coverage than was necessary. Few term … Continue reading
Which Policy provides Cash Value
Term Insurance does not provide Cash Value. There are two types of life insurance, term life insurance and permanent life insurance. Term insurance has no cash value with an exception of a return of premium rider at the end of … Continue reading
When does Employer Paid Group Term Life Insurance become taxable?
If the amount of employer paid term life insurance is $50,000 or below, the value of the employer paid policy is not treated as taxable income to the employee. When the amounts of coverage exceed the $50,000 threshold then that excess amount … Continue reading
What Insurance Agency has the best rates for life insurance?
The best agency is the website that daily updates their list of Insurance Rates where you can get quotes and apply online To find out more and get a quote CLICK HERE Save
Do You Have Enough Life Insurance?
No one likes to think about death, but it’s pretty much a guarantee. Whether you like it or not, you are going to die. That means you need to be properly insured so that your survivors can be financially secure after … Continue reading
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