Category Archives: robertjrussell

Universal Life Sales up 64%

Policies with secondary guarantees accounted for 64% of UL sales Universal life insurance policies with long-term care riders may have accounted for 24% of premiums from new U.S. UL sales in 2016, according to analysts at Milliman The percentage of UL … Continue reading

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Breach Fatigue

Study finds evidence of ‘breach fatigue’ as more recent data breaches have less of an impact on stock performance A data breach can have immediate and long-term implications for a company in terms of consumer trust and regulatory repercussions, but … Continue reading

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How Storms affect Insurance Companies

Three significant storms combined to put a big dent in the first-quarter profit of the nation’s property and casualty insurers. P&C insurers saw net income after taxes drop to $7.7 billion in 1Q 2017 compared to $13.4 billion for the … Continue reading

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Could Estate Tax impact Life Insurance?

If the Trump Administration achieves its stated objective of repealing the federal estate tax, U.S. life insurers predict it will have a negative impact on survivorship life insurance sales. In April, LIMRA asked 24 U.S. insurers how they thought repealing … Continue reading

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Insurance Wallet

There is a new group that just launched on Facebook and it is called Insurance Wallet. We expect big things to come from this group with Big Ideas from Industry Leaders from all over the world. If you would like … Continue reading

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Traveling is Good for You

In 2015, Americans left a total of 658 million vacation days unused. Studies show that when you deprive yourself from taking a break, it affects your overall performance. A report came out from Project: Time Off that stated that employees are … Continue reading

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Fractional Ownership

Fractional ownership is a method in which several unrelated parties can share in, and mitigate the risk of, ownership of a high-value tangible asset, usually a jet, yacht or piece of resort real estate. It can be done for strictly … Continue reading

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Can your driving habits save you money?

Could usage-based insurance save you money? Many auto insurers are offering usage-based policies that base your premium partly on how much or how well you drive. Here are three things to know when deciding if this type of policy is … Continue reading

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Using Facebook for Real Estate

* Note to anyone that may have been influenced by a recent YouTube video claiming that Facebook advertising delivers fake likes/click. We personally use Facebook advertising for FlyerCo and I use it for other personal projects as well. Facebook advertising … Continue reading

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Life Insurance and Medical History Facts That You Don’t Know

You know you need life insurance to financially protect your family and loved ones. But you’re worried about passing a physical exam or that your family’s medical history means you’ll have to pay too much for coverage. Maybe your father … Continue reading

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