Category Archives: robertjrussell

Uses of life insurance for agricultural families

Posted on May 3, 2017 by robertjrussellcompanies

Life insurance can serve multiple purposes for an agricultural family. Some of these uses are: 1. Income replacement 2. Estate equalization 3. Estate tax liquidity 4. Buy-sell agreement funding 5. Wealth replacement for a CRT INCOME REPLACEMENT The most common … Continue reading →

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How to Get Your Offer Accepted

Posted on May 2, 2017 by robertjrussellcompanies

If competing in an multiple offer situation you will have a leg up if you apply these strategies. If you have any questions about offers, buying or selling, feel free to call me 972.679.9029. Seller’s markets can be fantastic for … Continue reading →

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Homeowners Insurance vs. Landlord Insurance

Posted on May 1, 2017 by robertjrussellcompanies

Oh, the world of insurance — it can be frustrating to understand and as confusing as trying to do a Rubik’s cube with your eyes closed. As a Licensed Insurance Broker, we know that you need to have insurance to … Continue reading →

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Moving Fast On Your Offers in This Market

Posted on April 30, 2017 by robertjrussellcompanies

In today’s housing market buyers need to move fast.   Sometimes buyers realize this, sometimes they don’t. But I had a buyer the other day comment, once she started looking at homes in her price range, that “I guess we … Continue reading →

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Apple gets in the Self-Driving World

Posted on April 29, 2017 by robertjrussellcompanies

Apple along with the iPad and iPhone have decided to test out the self-driving car world. How will this affect car insurance? Will the price go up or go down? Apple’s using a Lexus RX450h SUV for its autonomous vehicle … Continue reading →

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Shoulda, Coulda, Woulda…..

Posted on April 27, 2017 by robertjrussellcompanies

Eliminate “Should” From Your Vocabulary! Should has a connotation that is frought with negativity. A guilt-ridden word, if you will. Instead of should that has a tendency to make one hang one’s head in shame, try one of these words or phrases … Continue reading →

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Is there a decline for life insurance?

Posted on April 25, 2017 by robertjrussellcompanies

Application activity for individually underwritten life insurance was off -6.0% in March—one the steepest monthly declines of recent record, according to the MIB Life Index. At the close of the first quarter, the MIB Life Index was off -4.5% YTD, … Continue reading →

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Spending in the United States

Posted on April 24, 2017 by robertjrussellcompanies

Robert J Russell, LAS, LUTCF, IRES, ICREA, GMA, REALTOR and Insurance Broker has been helping people for over 32 years. Many people ask my opinion about politics, the economy etc. Here is some info on a local website: If we … Continue reading →

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How NOT to be ripped off buying life insurance

Posted on April 23, 2017 by robertjrussellcompanies

Robert J Russell has been selling life insurance for over 32 years so this topic is not new to him at all and now here are ways NOT to get ripped off buying life insurance. For some people, under the … Continue reading →

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Selling your own house – easy as Pi (ya think?)

Posted on April 22, 2017 by robertjrussellcompanies

For whatever reason, most of us are aware of “Pi”. Mostly we just think of it as that number that goes on and on forever, with no end or solution. And we just know it as 3.14. When and why … Continue reading →

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