Luxury AUCTIONS! August 1st & 2nd | North Carolina

OH_PlatinumLuxury_7.16.14_FINAL_02

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Panoramic Mountaintop Living

Grand Highlands :: Hendersonville, NC
Land described as “an open meadow placed on a mountaintop.” Land that affords you some of the most spectacular views in Western North Carolina, while allowing you to build the home of your dreams for you and your family.North Carolina is waiting for you – here at Grand Highlands
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Fort Myers – Florida Community

Hampton Park at Gateway :: Fort Myers, Florida
Hampton Park at Gateway is now taking reservations. Hampton Park at Gateway will be offering a wide selection of single-family homes to suit your lifestyle.Homes from $220,000 to $460,000
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Master Planned Community in Naples, Florida

Heritage Bay :: Naples, Florida
A master planned, gated, golf course lifestyle community full of amenities starting from the high $100s. Here you’ll feel like you’re on vacation all year long. Heritage Bay offers and extraordinary lifestyle that combines golf, tennis, fitness and a full calendar of social events. Keep your days and nights busy with activity or simple relax and soak in the amazing lake, golf or preserve views that comprise of over 80% of the community. Heritage Bay has the Florida lifestyle and home style you are looking in an amenity packed resort lifestyle.27,000 Sq. Ft of Amenities!
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A New Home – Kentucky Style

LOUISVILLE, Ky. — Until recently, Joann Priddy lived in third world conditions while caring for her disabled mother and sister in a wood-frame shack south of Elizabethtown, Ky.

She cooked meals atop a wood-burning stove made from an oil drum, the only source of heat. Her toilet was an outhouse with a leaky roof and a shower curtain for privacy.

But that kind of living is over for her. She will be moving into a home that supporters believe will be the first of its kind in Kentucky — a shipping container converted into a house.

“I am going to decorate it and make it real pretty,” said Priddy, 55, who has been living with her brother nearby. A shipping container house, she added, “is enough for anybody.”

Cheap and sturdy, the containers — which have been turned into homes and buildings around the world — offer affordable, chic shelter for low-income residents, housing advocates say.

“Low, low, low income people have no way of getting into a home if we don’t do something like this,” said Holly Todd, a building consultant designing the steel dwelling for Kentucky Habitat for Humanity.

Measuring 40 feet long and 10 wide, Priddy’s “Container Shelter” will rest on concrete blocks. It will have three rooms, including a bathroom, and central heat and air. It is expected to cost around $25,000 in all.

The 20-year, no-interest mortgage will run an estimated $140 per month, an affordable amount since Priddy ekes by on a monthly $600 disability income, Todd said.

The containers also are being embraced by entrepreneurs in Louisville who agree they are cool, economical and right on trend for Kentucky.

In Butchertown, a neighborhood east of downtown Louisville, six of the steel boxes are being cut, welded, stacked and transformed into a stylish boutique, eatery and visitor center for the grand opening this fall of a new brandy distillery.

“We think the shipping containers are very hip, and stylish,” said Joe Heron, co-owner of Copper and Kings, which batch distills apple and grape brandies. “We also think they reflect the Butchertown ethos of grit and creativity. We think it’s going to look amazing.”

Elsewhere, the cargo containers are a staple of high chic in the downtown Las Vegas, Nev., retail and entertainment complex dubbed Container Park.

And in New Zealand, shipping containers were used recently to rebuild housing and shops in the wake of an earthquake. Students in the Netherlands have long dwelled in affordable housing made from shipping containers.

The containers are also a common form of temporary shelter for U.S. troops overseas, and a fixture of market stalls in poor African towns.

Now, fans of cargo container living and building say they are an answer for both affordable architectural style and a housing solution in Kentucky.

This fall, Habitat for Humanity will demonstrate a shipping container home as a model for the Appalachian town of West Liberty, where aged trailer homes were wiped out by tornadoes in 2012, said Mary Shearer, executive director of Kentucky Habitat for Humanity.

Purchased for as little as $3,000 each, containers meet the need for ultra affordable housing while poverty grows in Kentucky, Shearer said.

“Cargo communities are happening all around the world,” Shearer said. “It is not what Americans may think of as a house. But this is something we can do so people have something decent and affordable.”

“The time is ripe. Once you get off the main highways and into the little roads and hollers, it can be a desperate housing situation right here in Kentucky.”

Scott Turner, director of Hardin County Habitat for Humanity, which is building Priddy’s home, said the containers can be used to “get somebody out of a tent or a mobile home that is falling down.

“Thirty to 40% of our home repair projects are in mobile homes, where the floors are falling out and the roof is falling in,” he said.

Undeniably different, shipping containers pose a new dilemma for officials who oversee building codes. In Louisville, for example, there are no tailored regulations for the boxes, a simple welded steel frame structure with corrugated steel walls, said Dave Marchal, Metro Louisville’s assistant director of codes and regulations.

“They look cool in the magazines but a shipping container is not a building,” said Marchal, adding anyone contemplating building with cargo containers should consult with code officers first.

“It’s got to be on a permanent foundation,” he said. “We require an engineer stamp off on it to show it meets structural loads. You’ve got to modify the heck out of these things to meet code. By the time you get them habitable, you could have built a house.”

The building permits for the Butchertown shipping container project were authorized by city code enforcement officials, but not without many conversations, said Copper and Kings architect Ted Payne.

Louisville officials “just didn’t know quite how to deal with them,” Payne said.

For Priddy’s container home in Upton, roughly an hour drive south of Louisville, state building codes apply. To get preliminary approval from state building code officials, Habitat for Humanity officials were advised to install a traditional style, asphalt-shingled, peaked roof, Shearer said.

“The pitched roof helps the aesthetic value as well,” Shearer said, adding the cabin style may help cargo container homes find acceptance in Kentucky. “We could recycle barn wood siding for something cosmetic on the outside.”

And around town, welder and artisan Jeremy Semones has built garages out of shipping containers for two customers, and he said he he is looking for opportunities to craft more cargo creations.

“I am not reinventing anything,” said Semones, who is working on the Copper and Kings project and has built a vacation cabin from four containers.

“This has been done for years overseas,” he said. “I just want to get some traction here in Louisville. I want to give the public an idea of what they can have done.”

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Cutting Mail Delivery may save even more money

Cutting Saturday mail delivery might save $11 billion over 10 years.

Eliminating regular Saturday mail delivery and delivering more mail to curbside receptacles that serve multiple addresses would save a lot more money than cutting back on benefits for employees and retirees. Analysts at the Congressional Budget Office

CBO present projections supporting that conclusion in a new look at H.R. 2748, the Postal Reform Act bill.The authors of the bill hope to shore up the U.S. Postal Service by: Letting the service cut mail delivery to five days per week, from six. Letting the service deliver more mail to multi-customer receptacles.

Eliminating appropriations for free and reduced-rate mail. Reducing the contributions for active employees’ health and life premiums to 70 percent for health, from 78.5 percent today, and to 33 percent for life, from 100 percent today.

Changing the retiree health benefits contribution formula to reflect postal workers’ relatively low salary increases and relatively post-retirement death rates. Cutting retiree health benefits pre-funding requirements in 2015 and 2016.Government accounting rules would put the effects of some of the changes on the federal budget and more off-budgets, the analysts write.

In the past, postal service officials have argued that retiree health benefits pre-funding requirements are a huge burden, but the CBO analysts say service cuts could save considerably more than the proposed benefits cuts.

The analysts say cutting Saturday mail delivery and delivering more mail to multi-customer receptacles would save about $20 billion from 2015 through 2014.

The proposed cuts in benefits for active employees might save $1.9 billion over that period, and the retiree benefits changes might save about $3.3 billion, the analysts estimate.

Congress passed a law requiring the postal service to prefund retiree health benefits. No other U.S. employers face such requirements. The Government Accounting Standards Board GASB is still developing standards that local and state agencies could use to report their own exposure to retiree health benefits, or “other post-employment benefits” OPEB.

 

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Heron Bay – Parkland, Florida

Heron Bay :: Coral Springs, Florida
Heron Bay features two community clubhouses, resort-style pools, fitness centers, children’s playgrounds, a kids’ spray park, tennis, event rooms, spa rooms, and walking & biking trails.The ultimate lifestyle experiences await you at WCI communities throughout Florida. From the beachfront to the lakeside to the fairways, our vast selection of primary, vacation and retirement homes encompass a broad spectrum of tastes, including single-family and multi-family homes choices that range from the mid-$100,000s to just under $1 million. Our world-class amenities include championship golf, tennis, marinas, beaches, dining, spa and fitness facilities, resort hotels, parks, nature trails, theaters, business centers and more.
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Mexico Living – Ready to move ?

Copala Los Cabos :: Cabo San Lucas , Baja California Sur
When you’re ready for the treasure of a lifetime, you’re ready for Copala. Leave your watch behind, and let the captivating sunrises and sunsets mark your days. From our pristine hilltop perch, the captivating ocean views reveal a life rich in pleasure and a slower pace. Your time here is your own, and we are at your service. We’ve gone to great lengths to satisfy your every desire, and our hand-picked staff is ready to attend your needs. Put yourself and your family in our hands and we’ll do the rest, ensuring that your days and nights at Copala are relaxing, gracious, and pampered.
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Smoker vs. Non-Smoker Rates for Life Insurance

Many Smokers who are trying to get Life Insurance have no idea what the difference in the Rates will cost them just because they smoke.

Look at the difference between Non-Smoker and Smoker Rates!

  • Amount of Coverage….$100,000
  • Gender……………………….Male
  • Age……………………60
  • State of Residence…TX
SAMPLE ILLUSTRATION Preferred Plus Preferred
NonTobacco
NonTobacco Preferred Tobacco Tobacco
Premier 10 Year Term – CS6 $392.00/
$34.50
$480.00/
$42.24
$698.00/
$61.42
$1,218.00/
$107.18
$1,802.00/
$158.58
Premier 15 Year Term – CS6 $476.00/
$41.89
$582.00/
$51.22
$793.00/
$69.78
$1,494.00/
$131.47
$2,066.00/
$181.81
Premier 20 Year Term – CS6 $652.00/
$57.38
$766.00/
$67.41
$1,089.00/
$95.83
$2,062.00/
$181.46
$2,495.00/
$219.56
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Playa Matapalo, Costa Rica

Hacienda Matapalo
Situated in a Rainforest on a mountain overlooking the Pacific is the 665 acre Resort style gated community of Hacienda Matapalo, one of the best selling real estate developments in Costa Rica. One can live close to nature with dramatic views of the Pacific Ocean just 800 meters away. You and your guests will enjoy complete access to all community amenities as abundant activity choices await you. A Private Beach Club, Equestrian Center, Swim-up Pool Bar, Media and Event Rooms, Fitness Center, Tennis Courts, Picnic Cabanas, Relaxing Spa, Resort Clubhouse, Waterfalls, Freeform Infinity Edge Pool, 125 acre Nature Preserve, and Retail Center, are just a few of your personal escape options.
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