Tag Archives: annuity

Should you buy an Immediate Annuity?

Posted on October 15, 2016 by robertjrussellcompanies

Problem: Living Too Long An immediate annuity is the most efficient way to address the risk of living too long. It provides a high level of income and is guaranteed for the life of the “annuitant.” This allows a retiree … Continue reading →

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How do Interest Rates Affect Annuities?

Posted on August 16, 2016 by robertjrussellcompanies

Most companies will offer several interest strategies on an annuity, and those can be dependent upon market fluctuations, or contractual stipulations. They can change daily. Other annuities will have set interest rates that may change monthly, or may remain the … Continue reading →

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How Can an Income Annuity Protect Against the Risk of Living Too Long?

Posted on April 27, 2016 by robertjrussellcompanies

The purpose of an annuity is to protect against the financial risk of living too long…the risk of outliving retirement income…by providing an income guaranteed* for life. In fact, an annuity is the ONLY financial vehicle that can systematically liquidate … Continue reading →

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Retirement has nothing to do with Age!

Posted on February 17, 2016 by robertjrussellcompanies

Retirement is not about age, it’s about how much you can save and how long your income will last. Robert J Russell, Licensed Insurance Broker has helped thousands of people save for their retirement. Isn’t it time to think about … Continue reading →

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Do you have all the FACTS about Annuities?

Posted on September 9, 2015 by robertjrussellcompanies

June marked the second annual commencement of National Annuity Awareness Month-a month dedicated to educating consumers about annuities, their benefits and features. Last June was my first opportunity to be involved in the festivities. In fact, I was able to … Continue reading →

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What is an Annuity ? RETIREMENT 101

Posted on November 11, 2014 by robertjrussellcompanies

An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement. Here’s how an … Continue reading →

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