Tag Archives: term insurance

Financial advisors are now teaching clients and prospects about cash value life insurance.

Posted on January 1, 2017 by robertjrussellcompanies

For many years, especially when the estate tax exemption was low, the focus of estate planning strategies with life insurance often shifted to how the minimum premium can be leveraged for maximum death benefit. With the 2016 estate tax exemption … Continue reading →

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How Long Do I Need Term Insurance?

Posted on November 8, 2016 by robertjrussellcompanies

The easy answer to drop your term life insurance is when you goal for that plan is met. For example, if you purchased the plan to cover a 30 year mortgage and paid it off early and have no further … Continue reading →

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Which Policy provides Cash Value

Posted on November 2, 2016 by robertjrussellcompanies

Term Insurance does not provide Cash Value. There are two types of life insurance, term life insurance and permanent life insurance. Term insurance has no cash value with an exception of a return of premium rider at the end of … Continue reading →

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When does Employer Paid Group Term Life Insurance become taxable?

Posted on September 19, 2016 by robertjrussellcompanies

If the amount of employer paid term life insurance is $50,000 or below, the value of the employer paid policy is not treated as taxable income to the employee.  When the amounts of coverage exceed the $50,000 threshold then that excess amount … Continue reading →

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What Insurance Agency has the best rates for life insurance?

Posted on September 13, 2016 by robertjrussellcompanies

The best agency is the website that daily updates their list of Insurance Rates where you can get quotes and apply online To find out more and get a quote CLICK HERE Save

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The 12 Step Program for Buying Life Insurance

Posted on March 28, 2015 by robertjrussellcompanies

You’re the sole breadwinner whose income keeps your family afloat, a parent with young children, or you’re helping your kids pay for college. Regardless of the stage of life you’re in, buying life insurance is a way to help cover … Continue reading →

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What you need to know about Life Insurance

Posted on March 1, 2015 by robertjrussellcompanies

Whether you’re a new parent, a working spouse, or even an empty nester, life insurance might be crucial to your family’s financial well-being. Let InsurancePricedRight.com help you find affordable life insurance now. Yet less than half of adults between the … Continue reading →

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